Fast & Easy Motorbike Loan Solutions
Personal Loan for Motorbikes
Motorbikes aren’t cheap these days. Yet, there were over 970,000 registered motorcycles in Australia in 2024, a number that continues to climb. With demand up, prices have followed. A personal loan for a bike helps you get on the road sooner without wiping out your savings. At Fintell Finance, we’ve been helping South Aussie riders secure smarter finance for over 20 years. Our team has guided thousands of locals through motorbike loans, from first-time riders to seasoned bikers upgrading their wheels.
Motorbike Loans Designed to Put Riders First
At Fintell Finance, we help you hit the road on your dream motorbike with a quick, low-interest personal loan for bikes. Whether you're buying a new or used motorbike, from a dealer or private seller, our motorbike loans are tailored to you.
Flexible Loan Options for Every Rider
Your bike finance should be as unique as your dream ride. At Fintell Finance, we provide top financial solutions that flex around your needs, whether you’re grabbing a second-hand scooter in Glenelg, a new sports bike from a city dealer, or a work bike for business runs across South Australia.
Personal Loan for Motorbikes
If you want simplicity, an unsecured personal loan can do the trick. No need to put the bike up as security. Approval is based on your income and credit history. Riders like this option when buying a used bike privately, because it’s quick, doesn’t tie up assets, and you can often pay it off early if you want to upgrade. Terms typically run for up to five years, offering a choice between a fixed interest rate (steady monthly repayments) and a variable interest rate (more flexibility for making extra payments). They’re perfect if you’re buying a used bike or prefer to borrow a smaller loan amount without tying up assets.
Secured Motorbike Loan
If you want a lower interest rate or need to finance a more expensive bike, a secured loan may be better. The bike itself acts as security, which usually means a lower comparison rate, longer loan terms and higher borrowing limits. Our secure online finance solutions let you apply from anywhere in Adelaide or regional SA; we’ll compare lenders to find a competitive fixed interest rate or variable interest rate that suits your budget. No deposit is required in many cases, and we’ll help you understand how early repayment fees or balloon payments could impact your total cost of ownership.
How the Loan Process Works
5 Steps to Your New Ride
Submit Your Details
Complete a quick online form or call us. We only need basic personal and financial information to get started.
We'll Call You
One of our experts will contact you to discuss your goals, preferred bike and repayment amount, and help you compare loan options.
Loan Assessment
We analyse your credit history, income and any existing obligations to identify the most suitable lenders.
Approval & documents
Once you choose your preferred lender, we’ll help you collect the necessary documents and finalise your application.
Ride Away
After settlement, funds are released directly to the seller, and you can pick up your bike.
Achieve Freedom on Two Wheels with Flexible Bike Loans
We offer flexible terms, ranging from short-term loans for new riders to long-term secured loans for premium bikes. Repayments can be structured to suit your weekly, fortnightly or monthly cash flow, and some lenders allow you to make extra payments without incurring exit fees. Whether you’re buying your first scooter or upgrading to a touring bike, we make it easy to budget for your dream ride.
Low Rates to Get You Riding Sooner
Because we partner with multiple lenders, we can secure highly competitive motorbike loan rates. We compare interest rates, fees, comparison rates and loan features on your behalf to help you find a deal that fits your personal circumstances.
Flexible Terms, Zero Surprises
Transparency matters when borrowing. We’ll show you exactly how much you’ll repay over the life of your bike loan, including any application fees, ongoing charges or early repayment fees. We also have a personal loan calculator that helps you estimate your repayments before you commit.
When you’re financing a bike, the lender you choose can make or break the experience. Riders across Adelaide and beyond keep coming back to Fintell Finance because we keep things simple, local, and rider-friendly.
Backed by Trust and Experience
With a proven record of helping Aussies ride away happy, we bring experience, professionalism, and a commitment to securing the best deal for you.
Support That Fits You
We consider your personal circumstances, including income, deposit options, and the potential impact of a loan on your credit score. Whether you’re weighing up a secured or unsecured loan, we’ll talk you through the pros and cons.
Transparent Advice
We'll run through the loan repayments, interest, and any fees so you know the full cost up front. Riders have told us they appreciate having no hidden surprises – just clear answers so they can ride away with confidence.
Why Riders Trust Fintell Finance
Fast, Easy Approvals
No one wants to be stuck waiting weeks for a yes. Our process is straightforward, and most applications are approved within a day. We’ve had riders in the northern suburbs apply in the morning and pick up their bike by the weekend.