Flexible and Convenient Marine Loan Options
Marine Loans in Adelaide
Get on the Water Without the Big Upfront Cost
Do you manage a charter or tour company, fishing crew, or other marine-based businesses looking at buying a boat in Adelaide? Whether it’s a fishing tinny, a family cruiser, or a jet ski for weekends down at Glenelg or Prospect, marine loans can help you make it happen. Backed by two decades of local financial expertise, Fintell Finance will line up the financing so you don’t have to wait years saving for the needed purchase.
Why Choose Fintell Finance for Boat Loans in Adelaide
Finance your dream boat with ease. We compare top marine lenders to secure you the best rate, fast, transparent, and stress-free.
Marine Loan
Our marina loans are built to meet the needs of all watercraft enthusiasts—from weekend adventurers to seasoned sailors.
No deposit required, and with terms up to 7 years, our loans give you the freedom to enjoy the water now and repay on your terms. Competitive rates, secured lending, and flexible structures make it simple to finance:
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Jet Skis
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Motorboats
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Yachts
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Charter vessels
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Fishing boats
5-Step Process
How It Works-5 Easy Steps
Submit Your Details
Quick online form or a simple call—get started in minutes.
We'll Call You
We’ll learn about your needs and your preferred watercraft.
Compare Top Lenders
We match you with the most suitable lender based on your profile.
Approval
Fast approval and paperwork—usually within 24–48 hours.
Set Sail!
Loan settled, funds released, and your boat is yours.
Sail Into Ownership With Our Marine Loan Options in Adelaide
Every boatie’s needs are different. While some want a new boat from a dealership, others are eyeing off a tidy second-hand one sitting in a mate’s driveway. That’s why we set up marine finance in ways that suit your circumstances.
Secured Boat Loans
With a secured loan, the boat itself becomes the security. Because lenders have lower risk, they usually offer lower interest rates, often from 6–9% p.a., depending on your credit history and the vessel’s age.
Loan terms typically run from 2 to 7 years. If you buy a $50,000 fishing cruiser through a dealer, a secured boat loan could mean monthly repayments of around $750–$780 over seven years (assuming average comparison rates).
Unsecured Personal Loans
These don’t use the vessel as collateral, so lenders take on more risk. As a result, interest rates are usually higher, anywhere from 8–15% p.a., depending on your credit history. They suit smaller purchases, like a second-hand jet ski for $12,000, where you might not want to register the loan against the asset.
Repayment terms are usually shorter, from 1 to 5 years, with repayments on a $12,000 loan sitting at around $260–$280 per month over 5 years. The flexibility here is that you can sell the boat anytime without worrying about loan security.
Loan terms usually run from 12 months to 7 years, and we’ll shape the monthly repayments around your income and lifestyle. We also make sure you know whether a fixed interest rate or a variable rate loan is better for your situation.
Benefits of Marine Finance
We know that paying for a boat up-front isn’t always realistic. Our marina loan options are designed with flexibility in mind, whether you're buying a jet ski, fishing boat, or luxury yacht. With finance, you:
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Get access to competitive interest rates across multiple lenders.
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Borrow a loan amount that matches your boat and budget.
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Spread costs over time, with loan repayments up to 7 years.
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Choose from flexible finance options, including extra repayments if you want to pay it off faster.
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Compare boat loans side by side to make sure you don’t pay more than you should.
There are more than 920,000 registered boats in Australia. You’re not alone in wanting one. With a tailored boat loan, you can get on the water sooner instead of sitting on the sidelines.
Our marina loans are built around your needs, offering tailored repayment plans that align with your cash flow and lifestyle. With complete transparency, no hidden fees, and support at every stage, we make marine finance simple and stress-free so you can focus on enjoying life on the water, not worrying about the paperwork.
Why Choose Fintell Finance?
Fast & Efficient Process
We simplify the application process so you can spend less time dealing with forms and approvals and more time enjoying your time on the water. Our streamlined approach ensures quick turnarounds, minimal paperwork, and a hassle-free experience from start to finish.
Trusted Results
Clients across Australia trust us to deliver real results. With access to a network of over 40+ trusted lenders, we take the guesswork out of marine finance. Whether you're purchasing a jet ski, yacht, or commercial vessel, we streamline the process to make it smooth, transparent, and completely stress-free.
Get Funded With Fintell Finance
Let’s get your marine finance sorted today. Whether it’s a fishing runabout, a cruiser for the Murray, or that jet ski you’ve been eyeing off, we’ll find the right loan for you. Speak to our finance expert on +61 422 249 815 or chat with us on WhatsApp.