Take Control of Your Finances with Smart Debt Consolidation
Debt Consolidation
Juggling multiple repayments can be overwhelming—credit cards, personal loans, car finance—each with different rates and due dates. At Fintell Finance, we help simplify your finances by rolling your debts into one manageable repayment. Less stress, lower interest, and one clear path forward.
Fast, Simple & Stress-Free Debt Solutions
We compare top lenders to find you the most cost-effective way to consolidate your debts. You’ll enjoy one simple repayment, clearer timelines, and reduced financial pressure—all with no hidden fees.

Secured Debt Consolidation Loan
If you own a valuable asset—such as a car, property, or savings—you may qualify for a secured debt consolidation loan. By using your asset as collateral, you can typically access lower interest rates, higher borrowing limits, and longer repayment terms. This makes secured loans a smart and cost-effective solution for consolidating larger debt amounts, such as multiple credit cards, personal loans, or outstanding bills. It’s a great way to reduce your overall interest, lower your monthly repayments, and simplify your finances with one manageable loan.
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Use an asset to unlock better rates
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Ideal for consolidating higher-value debts
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Extended repayment terms available
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Reduce total interest paid over time
5-Step Process
How It Works — 5 Easy Steps
Quick Consultation
Speak with one of our experts about your current debts, repayments, and financial goals.
Compare Loan Options
We assess your situation and compare lenders to find the best consolidation structure for your needs.
Get Pre-Approved
Know exactly what you’re eligible for within 24–48 hours—without affecting your credit score.
Finalise Your Loan
Once approved, we help you settle all existing debts and transition to your new, single loan.
Enjoy Simpler Finances
Make just one easy repayment, save on interest, and move forward with confidence.
Achieve Financial Freedom with Smarter Debt Management
Our consolidation loans are tailored to reduce your stress and streamline your finances. With options for lower monthly repayments and no-deposit structures, you’ll gain control over your budget while eliminating unnecessary fees.
✅ Unbeatable Interest Rates for Debt Consolidation
By accessing Australia’s most competitive lenders, we help reduce your total interest costs and improve your repayment structure.
✅ Ultimate Flexibility and Zero Hidden Costs
We design a solution that fits your financial lifestyle. One easy repayment, transparent fees, and no surprises—just peace of mind.
Why Fintell for Debt Consolidation
When you’re managing multiple debts, you need a partner who brings clarity, not complexity. Fintell Finance is that partner. With a trusted team, smart solutions, and real results—we help Australians get back in control and stay ahead financially.

⚡ Simple & Fast Loan Process
We make debt consolidation quick, seamless, and stress-free—so you can stop juggling multiple repayments, reduce financial pressure, and focus on moving forward with confidence and clarity.
✅ Proven Results That Matter
Our clients consistently report reduced stress, improved budgets, and a clearer path to financial freedom. With Fintell, it’s not just about merging debts—it’s about making progress.