Get Funded in 5 Easy Steps
Streamlined finance solutions with expert support from start to finish—no collateral required.
05
Submit Details
STEP 1
Share a few key details through our secure form to request your free, no-obligation quote.
You're Funded
STEP 5
We finalise the settlement and confirm with all parties. From start to finish, funding typically completes within 3–5 business days.
02
We'll Call You
STEP 2
One of our finance experts will reach out to discuss your goals, explain your options, and guide you through the next steps with complete transparency.
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Fast & Easy Approval
STEP 3
Once you're satisfied with the solution, we’ll submit your application to our lending panel. Most approvals are issued within 24 hours.
04
Seamless Settlement
STEP 4
We handle all communication with the lender and seller, ensuring a fast and hassle-free settlement experience.
Our Lenders Partners
With access to Australia’s top lenders, Fintell Finance ensures you get the best deal.
Tailored Financial Solutions
Tailored Financial Solutions
We know that every financial journey is different. Our team takes the time to understand your needs and crafts loan solutions that align with your goals, ensuring you get the right finance every time.
Clear and Honest Guidance
We believe in full transparency. Our experts provide clear, honest advice, comparing lenders, interest rates, and fees so you can make confident, informed decisions without the guesswork.
Responsive and Personal Support
Our dedicated team is with you at every step. From your first inquiry to loan settlement, we’re here to answer your questions quickly and keep you informed throughout the process.
Smart, Modern Technology
Our cutting-edge technology streamlines your application process, making it fast and simple. With access to Australia’s top lenders, we bring you the best deals—quickly and efficiently.
500+ Reasons to Choose Fintell Finance
Experience the Fintell Finance difference with unmatched service quality




Hear From Our Clients
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What is debt consolidation?It’s the process of combining multiple debts—like credit cards, car loans, or personal loans—into a single, manageable loan.
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What are the benefits?Lower repayments, simplified finances, and the chance to pay off your debt sooner.
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Will it hurt my credit score?No, consolidating can actually help your credit in the long term if managed properly.
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Can I include all my debts?Yes, most personal debts can be consolidated into one loan, depending on your credit profile and the lender.
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Do you finance loans for all business structures?Yes. We help sole traders, partnerships, companies, and trusts secure business finance.
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What types of commercial loans do you offer?We offer working capital loans, equipment finance, vehicle finance, and more—all tailored to your business.
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How much can my business borrow?Loan amounts vary based on your financials and goals. We work with over 40 lenders to find the best option.
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Can I refinance existing business loans?Absolutely. We can help you consolidate or refinance for better terms.
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What can I use a personal loan for?Anything from holidays and weddings to home renovations, medical expenses, or debt consolidation.
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Do you offer unsecured personal loans?Yes, we work with lenders who offer both secured and unsecured loan options.
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How quickly can I receive the funds?Once approved, funds are typically available within 24–48 hours.
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Will applying affect my credit score?No—getting a free quote won’t affect your credit. A full application might, depending on the lender.
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What types of equipment can be financed?We finance everything from construction machinery and medical devices to IT infrastructure and office equipment.
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What’s the difference between a lease and a chattel mortgage?A chattel mortgage gives you ownership from day one, while a lease lets you use the equipment and buy it later (if you choose). We’ll help you decide what’s best.
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Can I finance equipment for a start-up?Yes, we work with lenders who support new businesses and custom options for growing ventures.
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Are repayments tax-deductible?In many cases, yes. Chattel mortgages allow deductions on interest and depreciation. Always consult your accountant for specifics.
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What types of marine vehicles can I finance?We finance boats, jet skis, yachts, and even commercial charter vessels.
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Do I need a boating license to apply for finance?Not necessarily, but you may need one to operate the vessel. Requirements vary by lender and location.
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How much can I borrow?That depends on the asset and your financial profile. We help you find a solution that fits your budget.
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Can I finance a second-hand boat?Yes. We work with lenders that finance both new and used vessels.
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Do you finance new and used caravans?Yes! We can help finance both new and pre-owned caravans from dealers or private sellers.
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What loan term options do you offer?Loan terms typically range from 1 to 7 years. We tailor this based on your needs and budget.
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Is insurance required?Yes, insurance is required, and we can help you find competitive options if needed.
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Can I include extra accessories in the loan?In many cases, yes—such as awnings, solar panels, or upgrades. Just let us know during your application.
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Can I finance both new and used motorbikes?Yes. We offer loans for new and used motorbikes, whether from a dealership or private seller.
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How quickly can I get approved?Many of our motorbike loan applications are approved within 24–48 hours.
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Do I need a deposit to get started?Not always. Some lenders offer no-deposit options, depending on your profile.
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Can I pay my loan off early?Yes, and we’ll help you find a lender with flexible repayment options and minimal early-exit fees.
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Can I get a car loan if I’m buying from a private seller?Yes! We provide car finance for both dealer and private sales. We’ll help you find the right loan regardless of the seller
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How do I know if I’m eligible for a car loan?We offer free, no-obligation quotes that show your eligibility before you apply—no impact on your credit score.
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What documents will I need to apply?Typically, you’ll need identification, proof of income, and details about the vehicle. We’ll guide you through the process.
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Can I get pre-approved for a loan?Absolutely. Pre-approval gives you a better idea of your budget and boosts confidence when negotiating.