Efficient & Flexible Equipment Financing Plans
Equipment Finance in Adelaide
At Fintell Finance, we specialize in equipment finance to help businesses grow with ease. Whether you're upgrading machinery, purchasing tools, or expanding your tech infrastructure, our equipment loans are tailored to fit your operational needs and budget.
Fast, Flexible, Business-Focused Equipment Finance
Get on the road faster with flexible, hassle-free car finance. We compare top lenders to find the best deal for you—fast, simple, and with no hidden fees.

Equipment Finance
Not every business needs to own equipment outright. Our flexible Equipment Finance leasing options help you access the tools you need without large upfront costs or long-term commitments.
Leasing gives you affordable monthly payments and the freedom to return, upgrade, or purchase the equipment at the end of the term. We also offer Hire Purchase, Rental Agreements, and other custom structures to fit your business.
Key Benefits:
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Minimal upfront investment
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Flexible end-of-term options
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Easy access to the latest technology
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Off-balance sheet potential
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Tailored to your business goals
Whether you're scaling up or staying agile, our solutions keep your business moving forward with confidence.
5-Step Process
How It Works — 5 Easy Steps
Submit Your Details
Start by applying online or giving us a quick call—whichever suits you best
We'll Call You
A finance specialist will contact you to understand your goals and guide you forward.
Loan Assessment
We match you with the best lender for your needs.
Approval & Docs
Receive approval in 24–48 hrs and sign documents.
Funds Released
Get your equipment and power up your business.
Achieve Business Growth with Smart Equipment Finance
Our equipment finance solutions are designed with your business in mind. From no-deposit options to flexible loan terms and seasonal repayments, we make acquiring essential machinery and tools simple and strategic. Enjoy transparency, expert support, and a direct path to business growth.
✅ Maximum Flexibility, Minimal Stress
We structure loan terms around your business's cash flow and growth projections. With optional balloon payments, seasonal repayment schedules, and early payout options, you stay in control—always.
✅ No Hidden Fees or Surprises
What you see is what you get. Our team ensures complete transparency from the moment you enquire. No nasty surprises—just straightforward finance built for business.
When it comes to accelerating business growth, having the right equipment isn’t just an advantage—it’s a necessity. At Fintell Finance, we empower you to make smart, strategic investments by providing tailored financing solutions, streamlined application processes, and a proven track record of delivering results that drive success.

Why Choose Fintell Finance?
✅ Expertise in Business Finance
We bring deep knowledge across a wide range of industries—from construction and manufacturing to healthcare and technology—ensuring financing solutions tailored to your business needs.
✅ Speed Without Sacrifice
At Fintell Finance, we understand that in business, time is money. That’s why our equipment finance solutions are built to move as quickly as you do. Our streamlined application process, backed by a team of experienced finance professionals, ensures that your approval is fast, accurate, and tailored to your needs.
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What is debt consolidation?It’s the process of combining multiple debts—like credit cards, car loans, or personal loans—into a single, manageable loan.
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What are the benefits?Lower repayments, simplified finances, and the chance to pay off your debt sooner.
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Will it hurt my credit score?No, consolidating can actually help your credit in the long term if managed properly.
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Can I include all my debts?Yes, most personal debts can be consolidated into one loan, depending on your credit profile and the lender.
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Do you finance loans for all business structures?Yes! We help everyone, whether you’re a sole trader running a food truck on Jetty Road, a family partnership running a local café, or a big company gearing up for your next expansion. Whether you’re a one-person show or a large team, we tailor the loan structure to match your setup.
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What types of commercial loans do you offer?We’ve got plenty to offer. There are working capital loans to help with cash flow when invoices are slow (especially if you’ve got big clients who pay late), tailored commercial loans if you’re looking to buy your own warehouse or shopfront, equipment finance for new machinery or fit-outs, and funding options for bigger growth plans.
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How much can my business borrow?It depends on a few things: how long you've been trading, what your numbers look like, and what you’re planning to do with the money. We work with over 40 different lenders, so we can usually find a sweet spot that won’t leave you strapped for cash each month. We always look at what’s realistic, not push you into a giant loan you’ll stress over.
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Can I roll over or refinance an old business loan?Absolutely. If you're stuck with high rates, refinancing can help you secure better commercial loans in Australia, lower your monthly fees, or combine multiple debts into one simple repayment. We’ll assess your current setup and recommend the most cost-effective solution.
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How do you figure out the interest rates for a commercial loan?Interest rates are based on the size of the loan, whether you’re backing it with a commercial property or business assets, how steady your cash flow is, and if you go for a fixed or variable rate. We help you understand all options, including fixed rate periods and any ongoing fees, so you know exactly what to expect.
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What can I use a personal loan for?Anything from holidays and weddings to home renovations, medical expenses, or debt consolidation.
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Do you offer unsecured personal loans?Yes, we work with lenders across Australia who provide both secured and unsecured personal loans. We’ll help you decide which suits your situation best.
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How fast will I get the money?Once your loan is approved and documents are finalised, funds are usually transferred within 24–48 hours.
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Will applying affect my credit score?No. Requesting a quote won’t impact your credit score. A full application might involve a credit check, depending on the lender’s policy, and we’ll always let you know before that happens.
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Can I pay off my personal loan early?Absolutely. Many of our loans allow early or extra repayments without penalty. That means you can save on interest and be debt-free sooner.
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What types of equipment can be financed?We finance everything from construction machinery and medical devices to IT infrastructure and office equipment.
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What’s the difference between a lease and a chattel mortgage?A chattel mortgage gives you ownership from day one, while a lease lets you use the equipment and buy it later (if you choose). We’ll help you decide what’s best.
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Can I finance equipment for a start-up?Yes, we work with lenders who support new businesses and custom options for growing ventures.
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Are repayments tax-deductible?In many cases, yes. Chattel mortgages allow deductions on interest and depreciation. Always consult your accountant for specifics.
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What types of marine vehicles can I finance?We finance boats, jet skis, yachts, and even commercial charter vessels.
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Do I need a boating license to apply for finance?Not necessarily, but you may need one to operate the vessel. Requirements vary by lender and location.
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How much can I borrow?That depends on the asset and your financial profile. We help you find a solution that fits your budget.
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Can I finance a second-hand boat?Yes. We work with lenders that finance both new and used vessels.
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Do you offer caravan loans finance for both new and used caravans?Yes. We can help finance both new and used caravans, whether you're buying from a dealership or a private seller. This flexibility makes it easier to find the right caravan without stressing about how to fund it.
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What caravan loan term options do you offer?We offer flexible loan terms ranging from 1 to 7 years. Your loan term can be tailored to match your budget, repayment comfort, and long-term travel plans.
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Is insurance required?Yes. Comprehensive insurance is a must before you drive away. We can guide you through this and even recommend trusted providers to make sure you're covered from day one.
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Can I include extra accessories in the loan?In many cases, yes. You can usually include things like solar panels, awnings, or upgraded bedding in your caravan loan. Just let us know what extras you want during the loan application process.
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How quickly can I get my caravan loan approved?You can often get conditional approval within one business day, thanks to Fintell’s fast credit assessment and streamlined application. We know you're eager to hit the road. However, actual settlement times vary, but we work hard to keep it quick and smooth.
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Can I finance both new and used motorbikes?Yes. We offer loans for new and used motorbikes, whether from a dealership or private seller.
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How quickly can I get approved?Many of our motorbike loan applications are approved within 24–48 hours.
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Do I need a deposit to get started?Not always. Some lenders offer no-deposit options, depending on your profile.
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Can I pay my loan off early?Yes, and we’ll help you find a lender with flexible repayment options and minimal early-exit fees.
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Can I get a car loan in Adelaide if I’m buying from a private seller?Yes. We support purchases from both dealerships and private sellers, so you get more choice and flexibility. At Fintell Finance, we help you find the right loan regardless of the seller. We’ll sort out the car loan documents and manage the process from start to finish.
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How do I know if I’m eligible for a car loan in Australia?We offer free, no-obligation assessments to check your eligibility criteria before you formally apply, and there’s no impact on your credit score. We consider your credit score, income, and the car details.
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What documents will I need to apply for a personal car loan?You’ll typically need a photo ID (like a driver’s licence or passport), proof of income (such as recent payslips or tax returns), and details about the car you’re planning to buy. We make it easy and guide you step by step.
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Can I get pre-approved for a car loan?Yes! Pre-approval gives you a clear budget and bargaining power when negotiating. It also helps you understand your possible comparison rate and estimated repayments upfront.
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Can I make extra repayments or pay off my loan early?Most of our secured car loans allow extra repayments without early repayment fees, meaning you can pay off your loan faster and save on interest. At Fintell, we've made the process as flexible and transparent as possible, with a loan calculator that helps you see exactly how you can shorten your loan term and have a favourable interest rate.