Fast, Simple & Reliable Car Finance
Get on the road faster with flexible, hassle-free car finance. We compare top lenders to find the best deal for you—fast, simple, and with no hidden fees.
Consumer Loan
Our consumer car loans are designed to help you drive away in the vehicle you want, without the stress of upfront costs. With no deposit required and loan terms of up to 7 years, we make financing flexible and affordable. These loans are secured against your vehicle, often resulting in lower interest rates. Once the loan term ends, full ownership of the vehicle is yours.
Whether you're after lower monthly repayments or balloon options to manage cash flow, our consumer car finance solutions give you the control you need to stay on budget.
5-Steps Process
How It Works — 5 Easy Steps
Submit Your Details
Quick online form or phone call.
We'll Call You
Our team reviews your info and contacts you to discuss your needs.
Loan Assessment
We’ll compare our lenders and find your best option.
Approval & Docs
Approval typically within 24–48 hours.
Drive Away
Funds released, you pick up your car. Easy!
Achieve Financial Freedom with Flexible Car Loans
Our flexible lending options are tailored to your situation—lower repayments, balloon options, and zero-deposit loans are available. You get transparency, trusted advice, and a smooth path to car ownership.
Unbeatable Interest Rates for Every Need
We understand the importance of affordability. That's why we've positioned ourselves as the go-to for Australians seeking personal loans with the most competitive interest rates.
Ultimate Flexibility and Zero Hidden Costs
We set the standard for flexibility and transparency in the personal loan sector. We offer tailored repayment plans that fit seamlessly into your financial lifestyle,
When it comes to securing the right finance for your goals, the partner you choose makes all the difference. At Fintell Finance, we make that decision easy—with a trusted process, experienced team, and a commitment to putting your needs first. Here's why clients across Australia choose us again and again:
Why Choose Fintell Finance?
⚡ Simple & Fast Loan Process
We take pride in offering a streamlined loan experience that’s both quick and hassle-free. Our process cuts through the red tape, making it easier for you to access the funds you need without unnecessary delays.
✅ Proven Results That Matter
With hundreds of satisfied clients and a strong track record, our results speak for themselves. Choosing Fintell means partnering with a team that’s dedicated to helping you make confident financial decisions.
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What is debt consolidation?It’s the process of combining multiple debts—like credit cards, car loans, or personal loans—into a single, manageable loan.
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What are the benefits?Lower repayments, simplified finances, and the chance to pay off your debt sooner.
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Will it hurt my credit score?No, consolidating can actually help your credit in the long term if managed properly.
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Can I include all my debts?Yes, most personal debts can be consolidated into one loan, depending on your credit profile and the lender.
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Do you finance loans for all business structures?Yes. We help sole traders, partnerships, companies, and trusts secure business finance.
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What types of commercial loans do you offer?We offer working capital loans, equipment finance, vehicle finance, and more—all tailored to your business.
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How much can my business borrow?Loan amounts vary based on your financials and goals. We work with over 40 lenders to find the best option.
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Can I refinance existing business loans?Absolutely. We can help you consolidate or refinance for better terms.
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What can I use a personal loan for?Anything from holidays and weddings to home renovations, medical expenses, or debt consolidation.
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Do you offer unsecured personal loans?Yes, we work with lenders who offer both secured and unsecured loan options.
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How quickly can I receive the funds?Once approved, funds are typically available within 24–48 hours.
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Will applying affect my credit score?No—getting a free quote won’t affect your credit. A full application might, depending on the lender.
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What types of equipment can be financed?We finance everything from construction machinery and medical devices to IT infrastructure and office equipment.
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What’s the difference between a lease and a chattel mortgage?A chattel mortgage gives you ownership from day one, while a lease lets you use the equipment and buy it later (if you choose). We’ll help you decide what’s best.
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Can I finance equipment for a start-up?Yes, we work with lenders who support new businesses and custom options for growing ventures.
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Are repayments tax-deductible?In many cases, yes. Chattel mortgages allow deductions on interest and depreciation. Always consult your accountant for specifics.
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What types of marine vehicles can I finance?We finance boats, jet skis, yachts, and even commercial charter vessels.
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Do I need a boating license to apply for finance?Not necessarily, but you may need one to operate the vessel. Requirements vary by lender and location.
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How much can I borrow?That depends on the asset and your financial profile. We help you find a solution that fits your budget.
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Can I finance a second-hand boat?Yes. We work with lenders that finance both new and used vessels.
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Do you finance new and used caravans?Yes! We can help finance both new and pre-owned caravans from dealers or private sellers.
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What loan term options do you offer?Loan terms typically range from 1 to 7 years. We tailor this based on your needs and budget.
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Is insurance required?Yes, insurance is required, and we can help you find competitive options if needed.
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Can I include extra accessories in the loan?In many cases, yes—such as awnings, solar panels, or upgrades. Just let us know during your application.
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Can I finance both new and used motorbikes?Yes. We offer loans for new and used motorbikes, whether from a dealership or private seller.
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How quickly can I get approved?Many of our motorbike loan applications are approved within 24–48 hours.
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Do I need a deposit to get started?Not always. Some lenders offer no-deposit options, depending on your profile.
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Can I pay my loan off early?Yes, and we’ll help you find a lender with flexible repayment options and minimal early-exit fees.
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Can I get a car loan if I’m buying from a private seller?Yes! We provide car finance for both dealer and private sales. We’ll help you find the right loan regardless of the seller
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How do I know if I’m eligible for a car loan?We offer free, no-obligation quotes that show your eligibility before you apply—no impact on your credit score.
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What documents will I need to apply?Typically, you’ll need identification, proof of income, and details about the vehicle. We’ll guide you through the process.
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Can I get pre-approved for a loan?Absolutely. Pre-approval gives you a better idea of your budget and boosts confidence when negotiating.