Big bills don’t wait for when you're liquid. One week it’s the fridge compressor packing up, the next it’s the mechanic telling you your car’s gearbox has had it. Maybe the roof’s leaking following a storm, or the dentist just told you it’s time. Yes, a personal loan is an option, but not with the fine prints, early repayments and heavy interest rates. People in this spot usually end up Googling: “Can I get a personal loan without getting stitched up?” Yes, you can. You need