Fast, Simple & Reliable Marine Finance
Finance your dream boat with ease. We compare top marine lenders to secure you the best rate—fast, transparent, and stress-free.
Marine Loan
Our marina loans are built to meet the needs of all watercraft enthusiasts—from weekend adventurers to seasoned sailors.
No deposit required, and with terms up to 7 years, our loans give you the freedom to enjoy the water now and repay on your terms. Competitive rates, secured lending, and flexible structures make it simple to finance:
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Jet Skis
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Motorboats
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Yachts
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Charter vessels
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Fishing boats
5-Step Process
How It Works — 5 Easy Steps
Submit Your Details
Quick online form or a simple call—get started in minutes.
We'll Call You
We’ll learn about your needs and your preferred watercraft.
Compare Top Lenders
We match you with the most suitable lender based on your profile.
Approval
Fast approval and paperwork—usually within 24–48 hours.
Set Sail!
Loan settled, funds released, and your boat is yours.
Sail Into Ownership with Flexible Marine Finance
Our marina loan options are designed with flexibility in mind—whether you're buying a jet ski, fishing boat, or luxury yacht. We offer low repayments, balloon options, and zero-deposit loans to help you set sail sooner. Expect clear guidance, honest advice, and a hassle-free finance journey.
Low Rates for Smooth Sailing
Marine financing shouldn't sink your budget. That's why we work with leading lenders to offer highly competitive interest rates tailored to your needs—so you get the best value without the guesswork.
Transparent, Flexible, and Built Around You
We believe in flexible finance without surprises. With custom repayment plans, no hidden fees, and solutions that fit your lifestyle and income, we help you enjoy your new vessel without financial stress.
Our marina loans are built around your needs, offering tailored repayment plans that align with your cash flow and lifestyle. With complete transparency, no hidden fees, and support at every stage, we make marine finance simple and stress-free—so you can focus on enjoying life on the water, not worrying about the paperwork.
Why Choose Fintell Finance?
⚡ Fast & Efficient Process
We simplify the application process so you can spend less time dealing with forms and approvals—and more time enjoying your time on the water. Our streamlined approach ensures quick turnarounds, minimal paperwork, and a hassle-free experience from start to finish.
✅ Trusted Results
Clients across Australia trust us to deliver real results. With access to a network of over 40+ trusted lenders, we take the guesswork out of marine finance. Whether you're purchasing a jet ski, yacht, or commercial vessel, we streamline the process to make it smooth, transparent, and completely stress-free.
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What is debt consolidation?It’s the process of combining multiple debts—like credit cards, car loans, or personal loans—into a single, manageable loan.
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What are the benefits?Lower repayments, simplified finances, and the chance to pay off your debt sooner.
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Will it hurt my credit score?No, consolidating can actually help your credit in the long term if managed properly.
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Can I include all my debts?Yes, most personal debts can be consolidated into one loan, depending on your credit profile and the lender.
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Do you finance loans for all business structures?Yes. We help sole traders, partnerships, companies, and trusts secure business finance.
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What types of commercial loans do you offer?We offer working capital loans, equipment finance, vehicle finance, and more—all tailored to your business.
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How much can my business borrow?Loan amounts vary based on your financials and goals. We work with over 40 lenders to find the best option.
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Can I refinance existing business loans?Absolutely. We can help you consolidate or refinance for better terms.
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What can I use a personal loan for?Anything from holidays and weddings to home renovations, medical expenses, or debt consolidation.
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Do you offer unsecured personal loans?Yes, we work with lenders who offer both secured and unsecured loan options.
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How quickly can I receive the funds?Once approved, funds are typically available within 24–48 hours.
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Will applying affect my credit score?No—getting a free quote won’t affect your credit. A full application might, depending on the lender.
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What types of equipment can be financed?We finance everything from construction machinery and medical devices to IT infrastructure and office equipment.
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What’s the difference between a lease and a chattel mortgage?A chattel mortgage gives you ownership from day one, while a lease lets you use the equipment and buy it later (if you choose). We’ll help you decide what’s best.
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Can I finance equipment for a start-up?Yes, we work with lenders who support new businesses and custom options for growing ventures.
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Are repayments tax-deductible?In many cases, yes. Chattel mortgages allow deductions on interest and depreciation. Always consult your accountant for specifics.
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What types of marine vehicles can I finance?We finance boats, jet skis, yachts, and even commercial charter vessels.
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Do I need a boating license to apply for finance?Not necessarily, but you may need one to operate the vessel. Requirements vary by lender and location.
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How much can I borrow?That depends on the asset and your financial profile. We help you find a solution that fits your budget.
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Can I finance a second-hand boat?Yes. We work with lenders that finance both new and used vessels.
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Do you finance new and used caravans?Yes! We can help finance both new and pre-owned caravans from dealers or private sellers.
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What loan term options do you offer?Loan terms typically range from 1 to 7 years. We tailor this based on your needs and budget.
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Is insurance required?Yes, insurance is required, and we can help you find competitive options if needed.
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Can I include extra accessories in the loan?In many cases, yes—such as awnings, solar panels, or upgrades. Just let us know during your application.
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Can I finance both new and used motorbikes?Yes. We offer loans for new and used motorbikes, whether from a dealership or private seller.
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How quickly can I get approved?Many of our motorbike loan applications are approved within 24–48 hours.
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Do I need a deposit to get started?Not always. Some lenders offer no-deposit options, depending on your profile.
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Can I pay my loan off early?Yes, and we’ll help you find a lender with flexible repayment options and minimal early-exit fees.
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Can I get a car loan if I’m buying from a private seller?Yes! We provide car finance for both dealer and private sales. We’ll help you find the right loan regardless of the seller
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How do I know if I’m eligible for a car loan?We offer free, no-obligation quotes that show your eligibility before you apply—no impact on your credit score.
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What documents will I need to apply?Typically, you’ll need identification, proof of income, and details about the vehicle. We’ll guide you through the process.
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Can I get pre-approved for a loan?Absolutely. Pre-approval gives you a better idea of your budget and boosts confidence when negotiating.